cause is the belt buckle. If the fabric of the T-shirt lies directly over it and constantly rubs against it while sitting or moving, the material can become damaged over time.
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It is interesting to hear about the experiences of people who have used a different type of belt and consequently had fewer problems with small holes. However, this is anecdotal evidence and not proof that every case is caused by the belt. (Houzz)
Even a trouser button can damage the fabric.
It is not just the belt buckle that poses






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