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Account number 0001.

The second account belonged to my father.

Account 0002. Arvid Lund.

The first loan Farmers & Merchants ever made was eight thousand dollars to Arvid Lund, for milking equipment.

He paid it back in four years. Every cent. Early.

Ezoic

For the next fifty years, George ran that bank.

He was president for thirty-two years. Then chairman of the board. He knew every customer by name. He knew their kids’ names. He knew which farmers had a bad year and which ones needed a little extra time.

He made loans the big banks wouldn’t make. To farmers with