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that broke his heart.

Ezoic

Small banks were dying. All over the country. The regulations got so complicated and so expensive that little banks like ours couldn’t keep up. We needed compliance officers and computer systems and lawyers. We couldn’t afford them.

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FAMILY

George got an offer from Heartland Bancorp. A big regional bank in Des Moines. They wanted to buy Farmers & Merchants.Open Bank Account

George didn’t want to sell.

But he was seventy. He was tired. His heart was already starting to go. And if we didn’t sell, the bank would fail within